I keep getting this weird dream, can anyone help me?

Your height is most likely to be the reason for the high seat. do you often worry about your height? Also I think it is obvious you are sub concisely worrying about your driving test going wrong. As for the high insurance, you could be worrying about the high cost of insurance for first time drivers. as for the police ect, do you play games such as GTA? This could influence your thoughts about crashing and being arrested